Bajaj Finserv is among the most diversified lenders in India and provides quality products and services. This high standard applies to both its product offerings and customer care, thereby giving you the best experience. However, you may have certain questions and doubts. To address them, read the commonly asked questions about Bajaj Finserv.
Is Bajaj Finserv a bank?
Bajaj Finservisn’t a bank.It’s a non-banking financial company (NBFC). As per the RBI, an NBFC engages in the business of lending via loans or advances, or in the acquisition of securities. Similarly, companies whose principal business is receiving deposits, in either lump sums or instalments, also qualify as NBFCs.
Is Bajaj Finance and Bajaj Finserv same?
No, Bajaj Finance Limited is asubsidiary and the lending arm of Bajaj Finserv. It deals in consumer finance, commercial lending, and wealth management.
Is a Bajaj Finserv loan safe?
Yes, a Bajaj Finserv loan is a safe loan to borrow as Bajaj Finserv follows strictlending guidelines. Bajaj Finserv offers ample features through its secured and unsecuredofferings and doesn’t levy any hidden charges.
How can I get a loan from Bajaj Finserv?
To borrow Bajaj Finserv Loans you must meet the eligibility criteria and submit the necessary documents.The process of securing a loan from Bajaj Finserv is very easy and can even be done online from the comfort of your home.
What is a Bajaj Finserv pre-approved loan offer?
Bajaj Finserv offers pre-approved loans to customers who are looking forinstant, personalised financing. For example, with a pre-approved offer, salaried and professional applicants can the funds they need in a hassle-free, expedited manner.
Additional Read:How to log in to My Account - Bajaj Finance customer portal
How can I talk to a Bajaj Finserv executive?
To speak with aBajaj Finserv customer care executive, simply call 08698010101 and voice your query.
How can I contact Bajaj Finserv customer care?
To get assistance you can call 08698010101 - our toll-free number. You can also visit a branch near you or write an email to wecare@bajajfinserv.in and connect with our customer care services.
FAQs
To speak with a Bajaj Finserv customer care executive, simply call 08698010101 and voice your query.
Why am I getting so many calls from Bajaj Finance? ›
If you are receiving promotional calls from Bajaj Finance, you might have shown interest in our products on any social, physical, or digital channels.
How to get a refund from Bajaj Finserv? ›
To obtain a refund of excess EMI from Bajaj Finserv, you have several options: Customer service contact: Reach out to Bajaj Finserv's customer service team via phone or email to report the issue and request a refund.
What happened in Bajaj Finserv? ›
Bajaj Finserv has announced a stock split in the ratio of 5:1 and a bonus share issue in the 1:1 ratio. The NBFC informed the Indian exchanges that the company board has fixed 14th September 2022 to finalize eligible shareholders for bonus share and stock split benefit.
What happens if Bajaj EMI is not paid? ›
We may levy Bounce Charges, or Late Payment charges, if a borrower's EMI payments are irregular, as per our discretion. To know more about the applicability of these charges, click here. Borrowers should be cautious about avoiding this fee, as delayed payments can have a considerable impact on their CIBIL score. 4.
How to remove Bajaj Finserv? ›
Steps to Delete Your Bajaj Finserv App Account
- Click on “Menu” once you have logged in to your account.
- Go to “Help and support” and click on “New request”
- Select other and choose the query “Delete my Bajaj Finserv app account”
- Select a reason for deleting your account (from the sub-queries)
To avoid receiving unsolicited commercial calls, please contact your telephone service provider to register with the National Do Not Call Register maintained by the Telecom Regulatory Authority of India (TRAI). Please click here to update your internal DNC preference (registration or de-registration) with the bank.
How can I block Bajaj Finance? ›
You can also block your card if you don't wish to use it; all you need to do is sign-into our customer portal. Once signed-in, select the card from 'My Relations' that you want to block and click on 'Block Card' under 'Quick Actions'.
Can I stop Bajaj EMI for 3 months? ›
Bajaj Finance Limited EMI moratorium
Borrowers aren't required to make EMI payments for a specific period, but the interest accrued on the loan for this period isn't waived. The repayment of the deferred EMIs, along with the accrued interest, needs to be made by individuals when the repayment period resumes.
How can I get cash back from Bajaj Finserv? ›
You earn rewards when your use the Bajaj Pay wallet for transactions or apply for a loan or any other products using our app. You can also receive rewards on UPI creation, UPI payment, wallet creation or on adding money to your existing wallet.
If you've recently applied for a loan, you may have noticed an increase in unfamiliar phone calls and messages from companies pitching loan offers. These unsolicited offers, also known as "trigger leads," may come from companies you never contacted and loan officers you don't recognize.
How to stop Bajaj Allianz calls? ›
If you still receive any unwelcome calls: Please write to us at bagichelp@bajajallianz.co.in indicating, if possible, the telephone number from which the call was made. We also hereby inform you that, registering DNCR with Bajaj Allianz General Insurance Co.
Why am I getting so many calls from lenders? ›
While this practice is legal and intended to foster competitive lending offers, it often leads to numerous unsolicited communications. The Mechanics Behind Trigger Leads: Once a credit report is pulled, credit bureaus recognize this as a signal that a consumer is in the market for a loan.
How do you get loan people to stop calling you? ›
Register with the Do-Not-Call Registry, donotcall.gov. Stop other forms of direct marketing by visiting the Direct Mail Association's Web site at: dmaconsumers.org/consumerassistance.html.
