How To Live in an RV Full-Time | Progressive (2024)

How To Live in an RV Full-Time | Progressive (1)Adventure 3 min read

Living in your RV full-time — either a motorhome or a travel trailer — as your permanent residence is easier than ever. But it does take planning, research, and an adventurous spirit. You’ll find useful tips here for spending long stretches out on the road in your RV and tips for staying parked in one place for an extended period.

Full-time RV living tips

Whether you park your RV at your favorite campground for six months, live in your RV year-round, or drive it from place to place, follow these tips for living full-time in your RV.

Consider your location

Finding a beautiful setting and parking your RV for an extended time is an excellent option for full-time RV living. Do you value the woods or wide-open spaces? Mountains or water? Or a combination of it all? These should factor into your thoughts, as should questions about the kind of community you’d like to live in, access to schools and other public services, and amenities like museums or malls.

Consider the cost

As you look for a place to settle, consider the cost of parking your RV and whether you can get a discount for longer bookings or full-season rates. When traveling and full-time living in your RV, consider how you will pay for tolls. In most places, credit and debit cards will do fine. But for everything from toll booths to laundromats, having cash and coins on hand can be very convenient.

Adopt the right state of mind

Living in an RV full-time means dealing with the unexpected. Things break; trips go differently than planned. You can get upset about these things or choose to roll with them and find ways to work around life’s little hiccups. Being flexible and solving problems is key to a smooth journey. This might be challenging if you prefer to avoid making repairs and doing maintenance yourself. You’ll need to take care of regular maintenance tasks or hire someone to do them for you.

Downsize your stuff

Not only will you have less space for your “stuff” in an RV if you’re living in it full-time, but you’ll also have less need for the kind of stuff you had in a house or apartment. If you forego a home entirely, you can get a storage space or ask friends and family to hang on to things of sentimental value for you, if necessary.

Because space is limited, you’ll want to make the most of it and ensure you have enough safe storage in your RV. You won’t be “stocking up” the way you might have in a house or apartment, but you’ll still want to ensure you can safely and neatly stow everything you’ve got. Learn more RV organization hacks to keep your RV clutter-free.

Be prepared for all types of weather

When full-time rv living, make sure to have antifreeze on hand in winter. If you park your RV for a significant time, consider a temporary or permanent snow skirt to help insulate and protect pipes from freezing. A space heater is also a wonderful thing to have in a cold snap. Summer has its challenges when it comes to heat and humidity. Learn about how to control RV humidity.

Be as self-sufficient as possible

Adding solar energy panels can help reduce energy costs while parked long-term and make you more self-sufficient. If you rely on the internet for entertainment and communication, consider getting your own service. Some campgrounds have reliable wi-fi. Others don’t. It’s best to be prepared to handle your own internet needs. That might mean getting internet access through a satellite service, installing a booster to strengthen a campground service, or paying for a mobile hotspot service.

Prepare for boondocking

If you are living in an RV full-time, you may sometimes find yourself sleeping in your RV overnight without access toRV hookups— meaning you’ll have no running water or electricity. Also known as “boondocking,” it can be especially challenging in cold weather. You’ll greatly appreciate having warm clothes and sleeping gear on hand and comfortable sleeping places that don’t require bed extensions.

Prepare for travel

Before you take off for your next destination, ensure you have everything packed and stowed and that you’re not leaving anything important behind.

Map-related apps are the obvious ones here, as well as traffic-avoidance apps. Beyond that, apps that help you identify gas stations and prices on your route, and restaurants, truck stops, and even public bathrooms, can come in handy. Learn more about the best RV travel apps.

Stay connected to home

Bringing your pets for the ride can make your RV feel like a home away from home. And integrating pets into your RV is easy. Another way to stay connected when living in your RV full-time is to have your mail forwarded to you while you’re on the road. Some campgrounds will let you have mail sent to their front desk/office, but that’s not necessarily the norm. Learn how to live with pets in your RV and how to get mail to your RV when traveling.

Other considerations for living in an RV full-time

Whether you spend most of your time parked in a campground or out on the road if you live in your RV for six months or more, Progressive offers customized RV insurance policies for your adventurous life. Learn more about full-time RV insurance.

How To Live in an RV Full-Time | Progressive (2024)

FAQs

How To Live in an RV Full-Time | Progressive? ›

If you haven't heard of the 3/3/3 rule, it's a good way to make sure you're not overdoing it. To follow this rule of thumb, drive no more than 300 miles in one day, arrive no later than 3 p.m., and try to stay at your destination for a bare minimum of 3 days.

What is the 3 3 3 rule for RV living? ›

If you haven't heard of the 3/3/3 rule, it's a good way to make sure you're not overdoing it. To follow this rule of thumb, drive no more than 300 miles in one day, arrive no later than 3 p.m., and try to stay at your destination for a bare minimum of 3 days.

How to live in an RV full time? ›

You can live in an RV luxuriously or on a budget. The major expenses of full-time RV life are campsite fees, fuel, RV and vehicle payments, and activities as you travel. Don't forget to account for maintenance, repairs, groceries, mobile phones, WiFi, insurance, and other daily costs like food and supplies.

Is it financially smart to live in an RV? ›

It can be financially smart to live in an RV to pay off your debt. If you're looking for a more minimalistic lifestyle and want to reduce housing expenses, you can save money by living in an RV. Carefully consider costs such as RV costs, insurance, maintenance/repairs, and campground fees.

How much money do you need to live full time in an RV? ›

The cost of full-time RV living can vary widely, with budgets typically ranging from $1,600 to $5,000 per month. Those seeking a minimalist lifestyle can live on around $1,000 monthly by finding free RV parking spots or becoming campground or park hosts.

What is the 80 20 rule for RVs? ›

Many RVers are strict followers of the 80% or 80/20 rule of towing, and it's a great rule to live by if you want to ensure you don't overload your tow vehicle. The 80% towing rule is less of a “rule” and more of an idea: don't pull a trailer with a GVWR that is more than 80% of your vehicle's maximum towing capacity.

What is the RV 2 2 2 rule? ›

For example, the 2-2-2 rule for RVing means you limit your travel to 200 miles a day, check in to your campground at 2 pm, and camp for no less than 2 days. The 3-3-3 rule ups everything to 300 miles, 3 pm check-in time, and a 3-day stay.

What is the cheapest way to live full time in an RV? ›

Want to Save Money While RVing? Use these 7 Tips to RV on a Budget
  • Sign Up For Membership Discounts. ...
  • Live Minimally. ...
  • Try Boondocking. ...
  • Camp Longer. ...
  • Cook Simple Meals. ...
  • Use Public Transit in Cities. ...
  • Prioritize Free Tourist Attractions.

What is the downside of living in an RV full time? ›

Cons of Full-Time RV Living

Lack of space: Living in an RV requires adjusting to a smaller living space, meaning that you have to sleep, get dressed, cook, and take a shower in a much smaller space. It's also unavoidable to sacrifice many luxurious amenities in a traditional house.

What size RV is best for full time living? ›

The best 5th wheel for full time living is a trailer that is less than 36 feet long. Longer trailers are harder to manage, and some regions have regulations about trailers over 36 feet. A 36-foot trailer is also easier to haul with a 3/4-ton truck. For height, a trailer less than 13 feet, 6 inches is recommended.

What is the best RV for full-time living? ›

The best RVs for full-time living
  • Forest River Alpha Wolf 30RDB-L.
  • Casita Spirit 17-foot Deluxe.
  • Jayco Redhawk 31F.
  • Airstream Classic 30RB.
  • Grand Design Reflection 312BHTS.

How much electricity does a camper use per month? ›

On average, most RVs use around 600 kWh each month. This varies according to how what season it is, the size of the RV, etc. It's mainly a baseline number. If you're already in an RV, many RV parks can tell you exactly how much power you've been using since many of them individually meter each RV pad.

Is it cheaper to live in an RV or a house? ›

Living in an RV can be cheaper than traditional home ownership because RVs require less space and utility usage, resulting in lower costs for heating, cooling, and maintenance. Additionally, RV living encourages a simpler and more minimalist lifestyle that can lead to fewer expenses related to possessions.

How hard is full time RV living? ›

If you are living in an RV full-time, you may sometimes find yourself sleeping in your RV overnight without access to RV hookups — meaning you'll have no running water or electricity. Also known as “boondocking,” it can be especially challenging in cold weather.

Can you realistically live in an RV? ›

There are a ton of ways to tackle this lifestyle. We've seen full-timers living out of every type of RV out there! The sky's the limit! The best for you will be the one that gives you the space and amenities you believe you require while living on the road while also fitting your budget.

What is the meaning of boondocking? ›

Meaning of boondocking in English

the activity of camping (= sleeping outside in a tent or special vehicle) on land that does not have any services and is not part of an official campground: Boondocking is allowed on public land in Canada, with a few restrictions. For some, boondocking is a long-term lifestyle choice.

What is the RV Lifestyle 330 rule? ›

The 330 Rule goes like this: Don't drive more than 330 miles in a day & arrive at your destination no later than 3:30 pm. The video explains the reasons why, or you can read this article to learn more. (Including why we prefer it over the 3-3-3 Rule.)

What is RV etiquette? ›

Respect Your Neighbors

Treat another person's RV just like you would treat their home. Don't enter another's RV uninvited and be careful not to intrude on anyone's space. Many people escape to the outdoors for privacy, so be respectful.

What is 333 in RVing? ›

The 3-3-3 rule is a set of guidelines for how you can structure your travel for maximum enjoyment by driving only 300 miles per day, camping for three nights in every campground, and arriving at your site by 3 PM.

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