Question by Jerry, your personal insurance shopper (2024)

FAQs

How to answer insurance claim questions? ›

Think deeply about the exact question the agent asked, and only provide that specific information. Never admit to fault. Never admit to even being partially at fault. Never admit that you are uninjured.

Yes, Jerry is a real company that can sell you real insurance. But Jerry is not an insurance carrier, so they don't insure your car or home directly. Instead, they connect you with insurance companies and allow you to compare quotes through a phone app.

Jerry is America's first AllCar™ app. Compare car insurance policies, loans, and repair costs, and get incredible rewards just for driving.

Jerry is an app that helps drivers compare car insurance coverage from over 50 insurers. The app is free to use and has other useful functions, such as help in finding car repair shops and rewards earned on good driving.

Insurance is a contract, represented by a policy, in which a policyholder receives financial protection or reimbursem*nt against losses from an insurance company.

When describing an accident to an insurance adjuster, do not say anything beyond what you experienced directly. You do not want to speculate about what happened because you could accidentally blame yourself. The insurance company could then have a good excuse to reduce your compensation.

Jerry was co-founded by Art Agrawal, Musawir Shah, and Lina Zhang in 2017. The company's mobile app launched in January 2019. Agrawal, who previously co-founded YourMechanic, is Jerry's chief executive officer (CEO). Shah and Zhang became chief technology officer and vice president of operations, respectively.

Here are Jerry's ratings: Trustpilot: 4/5. BBB: 3.5/5. Apple App Store: 4.6/5.

Final answer:

Jerry's auto insurance agent is likely discussing the concept of moral hazard, which relates to Jerry having information about his driving risk that the insurer cannot easily obtain. This situation can affect the insurance policy terms or the premiums Jerry may have to pay.

Jerry also claims to contact insurance providers and obtain quotations using an anonymous phone line. Your credit score is unaffected when you shop for car insurance with Jerry.

What is the best app for comparing car insurance rates? ›

Insurify is the best app for comparing car insurance rates. While many car insurance apps let users see only three or four rates side by side, Insurify lets users see at least six quotes at once.

Is Insurify legit? Insurify is a legitimate and well-established insurance agent with an A+ rating from the Better Business Bureau and partnerships with dozens of Americas top insurers. Insurify keeps your information secure. Your data is encrypted and never sold to third parties.

I am writing to request a review of your denial of the claim for treatment or services provided by name of provider on date provided. The reason for denial was listed as (reason listed for denial), but I have reviewed my policy and believe treatment or service should be covered.

Stick to what you know for sure and be clear and concise in your answers. If you do not know the answer to a question, say so, rather than guessing or making assumptions. “I can't be sure, but I'll bet the other driver was on the phone” is classic speculation that is best left out of a statement.

An insurance claim is a formal request from the policyholder to their insurance company asking for payment after a covered incident, such as a hospital stay, a natural disaster, theft, and more.