This New Wells Fargo Card Has Some 4% Cash Rewards Categories We've Never Seen Before (2024)

The new Wells Fargo Attune℠ Card* offers widespread rewards, including some purchase categories not typically found on credit cards. Its cash-rewards rate is also one of the highest you’ll find on a card without an annual fee.

Everyone needs a good self-care day, but that can different from person to person. The Attune lets you earn 4% back in cash rewards on spas and massage places but also on a variety of hobby and entertainment options. The card also lets you earn the elevated cash reward rate on a wide variety of other categories, including earth-friendly purchases and even pet supplies.

Here’s what you need to know about this rewarding card, including what it’s missing.

An impressive reward program

The Wells Fargo Attune card lets you earn 4% back in cash rewards. Most cards that don’t charge an annual fee cap out at 3% (except for those with rotating rewards -- looking at you, Chase Freedom Flex℠*).

The sheer breadth of categories the Attune covers is impressive. It seems like it’s destined to be paired with other credit cards to ensure all of your purchase types are covered. Use this with a travel card, a grocery card and a flat-rate rewards card, and you’ll be able to earn rewards on almost any purchase.

Here are just a few ways you can earn 4% back in cash rewards with the Attune card:

Green rewards

If you own an EV, you’re in luck. This card could be the most rewarding option to reach for at the charging station. But that’s not where the sustainable rewards end.

You’ll also be able to earn the card’s impressive cash rewards rate for public transport options like bus lines and passenger rails, as well as Uber, Citi Bike and Lime. You can also earn on purchases at antique stores and thrift shops. And as a fun detail, the card is made with recycled plastic.

Entertainment rewards

The Attune card can also reward you for your hobbies and entertainment needs. It covers streaming services, bookstores, game stores, bike shops, hobby stores, record and music stores, concert and orchestra tickets, amusem*nt parks, and even recreational vehicle rentals. If your hobby falls into one of these categories, why not earn some rewards for the things you love?

Pet rewards

A rare and, I assume, much-loved category included with the Attune card is pet stores. If you order your pet supplies from Chewy or outsource your dog walking to Rover, this card can reward you for the expense.

Other features

The Attune is a very focused rewards card, meaning it doesn’t offer many special travel perks and it doesn’t come with an introductory balance transfer offer. However, there are a few other notable benefits:

• You can earn the welcome bonus fairly easily. The Attune offers a very simple $100 cash rewards bonus when you spend $500 in purchases in the first three months. For pet owners or those with expensive hobbies, this threshold will probably be very easy to reach.
• You can finance your purchases for 12 months. The Attune features an introductory 0% purchase APR for 12 months from account opening (then 20.24%, 25.24%, or 29.99% variable). That means your purchases won’t accrue interest during that time.
• You can protect your phone. The Attune comes with cell phone protection, so long as you pay your monthly phone bill with the card. Your phone will be covered against damage and theft for up to $600 per claim with a $25 deductible.

While the rewards and few perks it offers are good, you’ll likely want topair it with another card if you want other benefits and perks.

Cards you could pair with the Wells Fargo Attune

Since the Attune doesn’t charge an annual fee, it’s easy enough to pair with other cards. And while its rewards are expansive, they don’t cover everything you might need -- namely, essential purchases and travel. With that in mind, here are a few pairings to consider.

• The Blue Cash Preferred® Card from American Express and Chase Sapphire Preferred® Card: The Blue Cash Preferred earns possibly the highest cash back rate at U.S. supermarkets. It also covers purchases made at U.S. gas stations. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. The Chase Sapphire Preferred is one of the best cards you could choose for travel, primarily due to its great rewards program. It charges a $95 annual fee, but in return, you can access a 1:1 point transfer rate to Chase’s transfer partners. The Sapphire Preferred also comes with an annual $50 hotel credit for hotels booked through Chase Travel℠.
• Wells Fargo Autograph Journey℠ Card* and Prime Visa: The Wells Fargo Autograph Journey provides great travel rewards with a $95 annual fee. The Prime Visa requires an Amazon Prime membership but offers rewards on everything Amazon, including Whole Foods and Amazon Fresh delivery.
• The Capital One Venture Rewards Credit Card* and Blue Cash Everyday® Card from American Express: The Capital One Venture Rewards card is a general travel card with a $95 annual fee that also provides an application fee credit for TSA PreCheck or Global Entry. The Blue Cash Everyday doesn’t charge an annual fee and earns rewards at U.S. gas stations, U.S. supermarkets and with select U.S. online retailers.

These cards can also be used interchangeably with each other if you like one more than the other.

*All information about the Wells Fargo Attune℠ Card, the Chase Freedom Flex℠, the Wells Fargo Autograph Journey℠ Card and the Capital One Venture Rewards Credit Card has been collected independently by CNET and has not been reviewed by the issuer.

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